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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,586 | $160,028-85.3% | $147,080-84.0% | $145,884-83.8% |
| Participation rate | 95.5% | 84.0%+11.4pp | 82.2%+13.3pp | 80.3%+15.2pp |
| Annual return | 17.40% | 98.60%-81.2pp | 420.17%-402.8pp | 551.85%-534.5pp |
| Employer contribution / active EE | $1,143 | $5,286-78.4% | $4,933-76.8% | $4,662-75.5% |
| Participant deferral / active EE | $2,693 | $8,422-68.0% | $8,066-66.6% | $6,690-59.7% |
| Admin fee / account holder | $380 | $15,030-97.5% | $12,989-97.1% | $13,392-97.2% |