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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,560 | $105,867-25.8% | $90,760-13.4% | $134,532-41.6% |
| Participation rate | 100.0% | 78.3%+21.7pp | 75.7%+24.3pp | 81.2%+18.8pp |
| Annual return | -24.98% | -10.99%-14.0pp | -12.16%-12.8pp | 418.27%-443.2pp |
| Employer contribution / active EE | $15,449 | $3,464+346.0% | $2,922+428.8% | $4,741+225.9% |
| Participant deferral / active EE | $10,468 | $5,217+100.7% | $4,565+129.3% | $6,401+63.5% |
| Admin fee / account holder | $2,607 | $13,936-81.3% | $8,444-69.1% | $11,429-77.2% |