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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,457 | $135,956-37.1% | $123,894-31.0% | $273,972-68.8% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 6.09% | 56.63%-50.5pp | 47.52%-41.4pp | 41.46%-35.4pp |
| Employer contribution / active EE | $2,184 | $5,170-57.8% | $4,617-52.7% | $4,869-55.1% |
| Participant deferral / active EE | $6,854 | $6,343+8.1% | $5,984+14.5% | $5,287+29.6% |
| Admin fee / account holder | $1,695 | $9,817-82.7% | $8,357-79.7% | $10,133-83.3% |