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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,286 | $106,524+12.0% | $152,301-21.7% | $87,485+36.4% |
| Participation rate | 57.4% | 75.8%-18.3pp | 82.4%-25.0pp | 68.9%-11.5pp |
| Annual return | 14.30% | 26.89%-12.6pp | 80.50%-66.2pp | 26.06%-11.8pp |
| Employer contribution / active EE | $0 | $3,371-100.0% | $4,624-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $4,881 | $6,525-25.2% | $8,004-39.0% | $4,274+14.2% |
| Admin fee / account holder | $8,600 | $8,287+3.8% | $14,398-40.3% | $7,775+10.6% |