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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,286 | $106,749+11.7% | $145,433-18.0% | $82,448+44.7% |
| Participation rate | 57.4% | 75.6%-18.2pp | 82.1%-24.7pp | 68.1%-10.7pp |
| Annual return | 14.30% | 27.59%-13.3pp | 66.58%-52.3pp | 41.64%-27.3pp |
| Employer contribution / active EE | $0 | $3,444-100.0% | $4,554-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $4,881 | $6,519-25.1% | $7,897-38.2% | $4,139+17.9% |
| Admin fee / account holder | $8,600 | $8,390+2.5% | $13,129-34.5% | $7,234+18.9% |