Retirement plan

COLUMBIA ENERGY & ENVIRONMENTAL SERVICES, INC. 401(K) PLAN

Name: COLUMBIA ENERGY & ENVIRONMENTAL SERVICES, INC. - COLUMBIA ENERGY & ENVIRONMENTAL SERVICES, INC. 401(K) PLAN (2024) Form 5500
Creator: COLUMBIA ENERGY & ENVIRONMENTAL SERVICES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, COLUMBIA ENERGY & ENVIRONMENTAL SERVICES, INC. 401(K) PLAN, COLUMBIA ENERGY & ENVIRONMENTAL SERVICES, INC.

COLUMBIA ENERGY & ENVIRONMENTAL SERVICES, INC.EIN 91-1447061Plan #006PY 2024

1806 TERMINAL DRIVE - RICHLAND, WA 99354509-946-7111

Prospect flagsHigh feesFailed to transmit contributionsCorrective distributions

How to read this page

Total assets (EOY)

$15M

-3.5% from 2023

Total participants

163

+3.2% from 2023

Average account balance

$93,743

-14.4% from 2023

Annual return

19.02%

+1.47 pp from 2023

Benchmarks

See 250 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Cohort250 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$15.00M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$94K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

160

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

97.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.43M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$14K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+19.02%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$552

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
UNITED PLANNERS FINANCIAL SERVICES10+ years Service code 27 · EIN 86-0588303 7333 E DOUBLETREE RANCH ST 120 · SCOTTSDALE, AZ 85258	Advisory (Plan)	$42,170
GREAT-WEST LIFE & ANNUITY INSURANCE3 years Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 · EIN 84-0467907 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$38,916
PENSION PLAN SPECIALISTS, PC3 years Filed as: PENSION PLAN SPECIALISTS Service code 13 805 BROADWAY ST STE 600 · VANCOUVER, WA 98660	Contract Administrator	$16,100
GREAT-WEST LIFE & ANNUITY INSURANCE3 years Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Investment Management	$4,125

Plan features & details

Pension benefit codes2E2F2G2J2K2T3H2S2X3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

3 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$88K

$892 / participant

Investment mgmt$46K52.4%
Contract admin$35K39.4%
Other / not subdivided$7K8.1%

% of EOY assets

0.589%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: SABEY CPA, LLC
Auditor EIN: 832111556
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$93,743

$177,582-47.2%

$147,041-36.2%

Participation rate

97.0%

77.3%+19.6pp

82.2%+14.8pp

Annual return

19.02%

11.53%+7.5pp

419.21%-400.2pp

Employer contribution / active EE

$2,668

$3,294-19.0%

$4,935-45.9%

Participant deferral / active EE

$11,820

$6,947+70.1%

$8,071+46.4%

Admin fee / account holder

$552

$27,748-98.0%

$13,006-95.8%

Provider

Service type

Compensation

UNITED PLANNERS FINANCIAL SERVICES10+ years

Service code 27 · EIN 86-0588303

7333 E DOUBLETREE RANCH ST 120 · SCOTTSDALE, AZ 85258

Advisory (Plan)

$42,170

GREAT-WEST LIFE & ANNUITY INSURANCE3 years

Filed as: EMPOWER ANNUITY INSURANCE COMPANY

Service code 64 · EIN 84-0467907

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$38,916

PENSION PLAN SPECIALISTS, PC3 years

Filed as: PENSION PLAN SPECIALISTS

Service code 13

805 BROADWAY ST STE 600 · VANCOUVER, WA 98660

Contract Administrator

$16,100

GREAT-WEST LIFE & ANNUITY INSURANCE3 years

Filed as: EMPOWER ADVISORY GROUP, LLC

Service code 28

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Investment Management

$4,125

COLUMBIA ENERGY & ENVIRONMENTAL SERVICES, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

COLUMBIA ENERGY & ENVIRONMENTAL SERVICES, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion