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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,509 | $165,381-55.6% | $149,730-50.9% | $158,966-53.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | -2.22% | 348.29%-350.5pp | 276.70%-278.9pp | 302.95%-305.2pp |
| Employer contribution / active EE | $2,394 | $5,104-53.1% | $4,645-48.5% | $4,762-49.7% |
| Participant deferral / active EE | $2,394 | $7,182-66.7% | $6,843-65.0% | $5,983-60.0% |
| Admin fee / account holder | $4,618 | $10,809-57.3% | $9,310-50.4% | $11,250-59.0% |