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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,511 | $85,766-5.0% | $136,297-40.2% | $70,124+16.2% |
| Participation rate | 74.5% | 74.2%+0.4pp | 81.9%-7.4pp | 69.5%+5.0pp |
| Annual return | 11.54% | 31.45%-19.9pp | 5156.19%-5144.7pp | 73.14%-61.6pp |
| Employer contribution / active EE | $2,453 | $2,966-17.3% | $4,696-47.8% | $2,342+4.7% |
| Participant deferral / active EE | $4,858 | $5,051-3.8% | $6,247-22.2% | $3,332+45.8% |
| Admin fee / account holder | $11,522 | $5,420+112.6% | $9,244+24.6% | $4,645+148.0% |