Retirement plan

DCI ENGINEERS 401(K) RETIREMENT PLAN & TRUST

Name: D'AMATO CONVERSANO, INC., P.C. - DCI ENGINEERS 401(K) RETIREMENT PLAN & TRUST (2020) Form 5500
Creator: D'AMATO CONVERSANO, INC., P.C.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DCI ENGINEERS 401(K) RETIREMENT PLAN & TRUST, D'AMATO CONVERSANO, INC., P.C.

D'AMATO CONVERSANO, INC., P.C.dba DCI ENGINEERSEIN 91-1403544Plan #001PY 2020

818 STEWART STREET, SUITE 1000 - SEATTLE, WA 98101206-332-1900LinkedIn51-200 employeesconstruction

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$34.1M

+26.0% from 2019

Total participants

425

+10.4% from 2019

Average account balance

$90,732

+16.3% from 2019

Annual return

20.05%

-2.70 pp from 2019

Benchmarks

See 2,819 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants250-999

Cohort2,819 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$45.89M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$122K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

376

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

93.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.45M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$12K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.91%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$191

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
USI CONSULTING GROUP3 years Filed as: USI ADVISORS Service code 26 · EIN 06-1397347 95 GLASTONBURY BLVD · GLASTONBURY, CT 06033	Advisory (Participants)	$45,000
USI CONSULTING GROUP3 years Service code 15 · EIN 06-1053228 95 GLASTONBURY BLVD · GLASTONBURY, CT 06033	Recordkeeping	$13,955
CHARLES SCHWAB & CO., INC.6+ years Service code 18 · EIN 82-3967259	Custodial (other than securities); Cu...	$10,706
CHARLES SCHWAB & CO., INC.6+ years Filed as: CHARLES SCHWAB BANK/TRUST COMPANY Service code 19	Securities Custodian	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$60K

$177 / participant

Investment mgmt$45K75.5%
Contract admin$14K23.4%
Other / not subdivided$6441.1%

% of EOY assets

0.175%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MAYER HOFFMAN MCCANN P.C.
Auditor EIN: 431947695
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$90,732

$100,801-10.0%

$149,745-39.4%

$73,412+23.6%

Participation rate

85.5%

77.7%+7.8pp

82.5%+3.0pp

72.2%+13.3pp

Annual return

20.05%

265.34%-245.3pp

276.72%-256.7pp

59.30%-39.2pp

Employer contribution / active EE

$964

$3,312-70.9%

$4,646-79.2%

$2,234-56.8%

Participant deferral / active EE

$7,592

$6,404+18.5%

$6,843+10.9%

$3,806+99.5%

Admin fee / account holder

$159

$181-12.3%

$9,312-98.3%

$158+0.4%

Provider

Service type

Compensation

USI CONSULTING GROUP3 years

Filed as: USI ADVISORS

Service code 26 · EIN 06-1397347

95 GLASTONBURY BLVD · GLASTONBURY, CT 06033

Advisory (Participants)

$45,000

USI CONSULTING GROUP3 years

Service code 15 · EIN 06-1053228

95 GLASTONBURY BLVD · GLASTONBURY, CT 06033

Recordkeeping

$13,955

CHARLES SCHWAB & CO., INC.6+ years

Service code 18 · EIN 82-3967259

Custodial (other than securities); Cu...

$10,706

CHARLES SCHWAB & CO., INC.6+ years

Filed as: CHARLES SCHWAB BANK/TRUST COMPANY

Service code 19

Securities Custodian

DCI ENGINEERS 401(K) RETIREMENT PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

DCI ENGINEERS 401(K) RETIREMENT PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion