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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,659 | $93,124+182.1% | $77,100+240.7% | $134,545+95.2% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -15.04% | 62.68%-77.7pp | 42.35%-57.4pp | 418.37%-433.4pp |
| Employer contribution / active EE | $8,337 | $3,421+143.7% | $2,815+196.2% | $4,742+75.8% |
| Participant deferral / active EE | $12,027 | $5,242+129.4% | $4,430+171.5% | $6,401+87.9% |
| Admin fee / account holder | $12,694 | $6,970+82.1% | $5,443+133.2% | $11,431+11.0% |