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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,416 | $135,645-76.1% | $110,243-70.6% | $135,380-76.1% |
| Participation rate | 33.3% | 83.5%-50.1pp | 79.8%-46.5pp | 82.6%-49.3pp |
| Annual return | 23.08% | 513.24%-490.2pp | 314.76%-291.7pp | 519.81%-496.7pp |
| Employer contribution / active EE | $2,027 | $4,907-58.7% | $3,827-47.0% | $4,779-57.6% |
| Participant deferral / active EE | $4,242 | $5,507-23.0% | $4,672-9.2% | $5,609-24.4% |
| Admin fee / account holder | $0 | $11,458-100.0% | $8,548-100.0% | $10,828-100.0% |