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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,279 | $202,342-29.7% | $172,753-17.6% | $152,909-7.0% |
| Participation rate | 80.0% | 87.1%-7.1pp | 82.6%-2.6pp | 82.5%-2.5pp |
| Annual return | 18.90% | 1029.88%-1011.0pp | 803.00%-784.1pp | 345.46%-326.6pp |
| Employer contribution / active EE | $1,561 | $5,857-73.3% | $5,144-69.6% | $4,764-67.2% |
| Participant deferral / active EE | $6,459 | $5,948+8.6% | $5,198+24.3% | $5,851+10.4% |
| Admin fee / account holder | $5,734 | $17,112-66.5% | $13,956-58.9% | $11,601-50.6% |