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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,611 | $57,352-20.5% | $83,830-45.6% | $64,173-28.9% |
| Participation rate | 45.0% | 68.6%-23.6pp | 76.1%-31.1pp | 69.6%-24.6pp |
| Annual return | -7.48% | 11.38%-18.9pp | 850.97%-858.5pp | 7.63%-15.1pp |
| Employer contribution / active EE | $0 | $2,546-100.0% | $3,631-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $1,656 | $2,993-44.7% | $4,082-59.4% | $3,470-52.3% |
| Admin fee / account holder | $799 | $4,046-80.3% | $5,479-85.4% | $4,887-83.7% |