Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,610 | $48,364-18.1% | $71,796-44.8% | $62,881-37.0% |
| Participation rate | 28.6% | 60.6%-32.1pp | 69.1%-40.5pp | 69.3%-40.7pp |
| Annual return | 3.19% | 13.16%-10.0pp | 78.04%-74.8pp | 20.14%-17.0pp |
| Employer contribution / active EE | $176 | $1,042-83.1% | $1,924-90.9% | $2,281-92.3% |
| Participant deferral / active EE | $950 | $2,091-54.6% | $2,794-66.0% | $3,203-70.4% |
| Admin fee / account holder | $18,544 | $3,771+391.7% | $4,815+285.1% | $4,296+331.7% |