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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,404 | $77,358+210.8% | $102,184+135.3% | $87,485+174.8% |
| Participation rate | 90.3% | 78.7%+11.6pp | 82.6%+7.7pp | 68.9%+21.4pp |
| Annual return | 8.16% | 41.11%-32.9pp | 31.58%-23.4pp | 26.06%-17.9pp |
| Employer contribution / active EE | $2,701 | $2,562+5.4% | $3,594-24.8% | $2,596+4.0% |
| Participant deferral / active EE | $5,716 | $6,753-15.4% | $8,309-31.2% | $4,274+33.7% |
| Admin fee / account holder | $9,477 | $6,809+39.2% | $11,609-18.4% | $7,775+21.9% |