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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,404 | $78,520+206.2% | $96,576+148.9% | $82,448+191.6% |
| Participation rate | 90.3% | 77.7%+12.6pp | 81.4%+8.9pp | 68.1%+22.3pp |
| Annual return | 8.16% | 41.30%-33.1pp | 38.47%-30.3pp | 41.64%-33.5pp |
| Employer contribution / active EE | $2,701 | $2,630+2.7% | $3,553-24.0% | $2,551+5.9% |
| Participant deferral / active EE | $5,716 | $6,754-15.4% | $7,956-28.2% | $4,139+38.1% |
| Admin fee / account holder | $9,477 | $13,455-29.6% | $11,381-16.7% | $7,234+31.0% |