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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,326 | $138,076-65.7% | $123,553-61.7% | $135,380-65.0% |
| Participation rate | 66.7% | 84.7%-18.1pp | 82.3%-15.6pp | 82.6%-16.0pp |
| Annual return | 6.45% | 153.70%-147.3pp | 119.21%-112.8pp | 519.81%-513.4pp |
| Employer contribution / active EE | $2,497 | $5,152-51.5% | $4,628-46.1% | $4,779-47.8% |
| Participant deferral / active EE | $10,752 | $6,800+58.1% | $6,426+67.3% | $5,609+91.7% |
| Admin fee / account holder | $17,486 | $10,917+60.2% | $9,284+88.3% | $10,828+61.5% |