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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $695,180 | $160,028+334.4% | $147,080+372.7% | $145,884+376.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 8.22% | 98.60%-90.4pp | 420.17%-411.9pp | 551.85%-543.6pp |
| Employer contribution / active EE | $13,672 | $5,286+158.7% | $4,933+177.1% | $4,662+193.2% |
| Participant deferral / active EE | $19,505 | $8,422+131.6% | $8,066+141.8% | $6,690+191.6% |
| Admin fee / account holder | $2,452 | $15,030-83.7% | $12,989-81.1% | $13,392-81.7% |