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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,983 | $28,601+179.6% | $71,778+11.4% | $66,949+19.5% |
| Participation rate | 83.2% | 56.7%+26.6pp | 62.3%+20.9pp | 69.8%+13.4pp |
| Annual return | 2.11% | -10.90%+13.0pp | 9.15%-7.0pp | 1.57%+0.5pp |
| Employer contribution / active EE | $709 | $1,104-35.7% | $1,704-58.4% | $2,545-72.1% |
| Participant deferral / active EE | $1,679 | $1,912-12.2% | $2,656-36.8% | $4,239-60.4% |
| Admin fee / account holder | $1,009 | $506+99.3% | $3,974-74.6% | $594+70.0% |