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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,897 | $41,981+83.2% | $63,412+21.3% | $59,633+28.9% |
| Participation rate | 31.6% | 60.3%-28.7pp | 67.1%-35.5pp | 68.7%-37.1pp |
| Annual return | 61.60% | 13.04%+48.6pp | 4.04%+57.6pp | 2041.45%-1979.9pp |
| Employer contribution / active EE | $462 | $1,287-64.1% | $1,814-74.5% | $2,203-79.0% |
| Participant deferral / active EE | $1,799 | $2,002-10.1% | $2,496-27.9% | $3,192-43.6% |
| Admin fee / account holder | $9,345 | $3,509+166.3% | $3,753+149.0% | $4,297+117.5% |