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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,773 | $65,704+64.0% | $94,229+14.4% | $59,633+80.7% |
| Participation rate | 93.0% | 72.1%+20.9pp | 78.8%+14.3pp | 68.7%+24.4pp |
| Annual return | -3.64% | 5.22%-8.9pp | 10.68%-14.3pp | 2041.45%-2045.1pp |
| Employer contribution / active EE | $5,804 | $2,021+187.2% | $3,587+61.8% | $2,203+163.5% |
| Participant deferral / active EE | $7,116 | $3,143+126.4% | $4,320+64.7% | $3,192+122.9% |
| Admin fee / account holder | $392 | $4,265-90.8% | $6,269-93.7% | $4,297-90.9% |