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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,327 | $124,330-0.8% | $109,173+13.0% | $167,536-26.4% |
| Participation rate | 95.8% | 79.5%+16.4pp | 75.9%+20.0pp | 82.1%+13.7pp |
| Annual return | 7.88% | 26.04%-18.2pp | 25.75%-17.9pp | 478.82%-470.9pp |
| Employer contribution / active EE | $3,525 | $4,209-16.3% | $3,723-5.3% | $4,839-27.2% |
| Participant deferral / active EE | $8,037 | $5,256+52.9% | $4,654+72.7% | $6,342+26.7% |
| Admin fee / account holder | $3,415 | $7,974-57.2% | $6,755-49.4% | $12,315-72.3% |