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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,841 | $52,580+30.9% | $71,671-3.9% | $70,126-1.8% |
| Participation rate | 75.0% | 60.9%+14.1pp | 68.7%+6.3pp | 69.5%+5.5pp |
| Annual return | 94.66% | 20.25%+74.4pp | 20.65%+74.0pp | 73.15%+21.5pp |
| Employer contribution / active EE | $1,799 | $1,616+11.3% | $2,460-26.9% | $2,343-23.2% |
| Participant deferral / active EE | $3,066 | $2,386+28.5% | $3,438-10.8% | $3,332-8.0% |
| Admin fee / account holder | $1,771 | $3,653-51.5% | $5,558-68.1% | $4,645-61.9% |