Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,406 | $228,352-92.8% | $185,835-91.2% | $158,966-89.7% |
| Participation rate | 52.4% | 82.3%-29.9pp | 78.0%-25.7pp | 82.0%-29.6pp |
| Annual return | 19.48% | 40.81%-21.3pp | 35.96%-16.5pp | 302.95%-283.5pp |
| Employer contribution / active EE | $497 | $4,967-90.0% | $4,087-87.8% | $4,762-89.6% |
| Participant deferral / active EE | $3,066 | $6,416-52.2% | $5,633-45.6% | $5,983-48.8% |
| Admin fee / account holder | $2,491 | $11,867-79.0% | $9,502-73.8% | $11,250-77.9% |