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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,529 | $135,956-38.6% | $123,894-32.6% | $273,972-69.5% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 3.26% | 56.63%-53.4pp | 47.52%-44.3pp | 41.46%-38.2pp |
| Employer contribution / active EE | $11,474 | $5,170+121.9% | $4,617+148.5% | $4,869+135.7% |
| Participant deferral / active EE | $6,667 | $6,343+5.1% | $5,984+11.4% | $5,287+26.1% |
| Admin fee / account holder | $1,674 | $9,817-82.9% | $8,357-80.0% | $10,133-83.5% |