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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,226 | $93,117-33.2% | $77,096-19.3% | $134,532-53.7% |
| Participation rate | 73.3% | 74.5%-1.2pp | 67.9%+5.4pp | 81.2%-7.9pp |
| Annual return | -22.40% | 62.67%-85.1pp | 42.35%-64.7pp | 418.27%-440.7pp |
| Employer contribution / active EE | $3,014 | $3,420-11.9% | $2,814+7.1% | $4,741-36.4% |
| Participant deferral / active EE | $6,923 | $5,241+32.1% | $4,429+56.3% | $6,401+8.2% |
| Admin fee / account holder | $898 | $6,948-87.1% | $5,428-83.5% | $11,429-92.1% |