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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,743 | $100,203+16.5% | $85,240+37.0% | $145,897-20.0% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 18.78% | 84.28%-65.5pp | 66.75%-48.0pp | 552.29%-533.5pp |
| Employer contribution / active EE | $4,037 | $3,242+24.5% | $2,735+47.6% | $4,663-13.4% |
| Participant deferral / active EE | $10,809 | $5,299+104.0% | $4,527+138.8% | $6,689+61.6% |
| Admin fee / account holder | $4,193 | $7,265-42.3% | $6,165-32.0% | $13,390-68.7% |