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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,695 | $150,447-18.4% | $136,298-10.0% | $147,586-16.9% |
| Participation rate | 71.4% | 84.4%-13.0pp | 81.9%-10.5pp | 82.8%-11.4pp |
| Annual return | 16.49% | 1049.15%-1032.7pp | 5156.27%-5139.8pp | 578.59%-562.1pp |
| Employer contribution / active EE | $2,325 | $5,256-55.8% | $4,696-50.5% | $4,876-52.3% |
| Participant deferral / active EE | $4,458 | $6,631-32.8% | $6,247-28.6% | $5,439-18.0% |
| Admin fee / account holder | $321 | $10,906-97.1% | $9,244-96.5% | $10,886-97.1% |