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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,195 | $160,040+98.2% | $147,096+115.6% | $145,877+117.4% |
| Participation rate | 92.9% | 84.0%+8.8pp | 82.2%+10.7pp | 80.3%+12.6pp |
| Annual return | 19.59% | 98.49%-78.9pp | 419.75%-400.2pp | 551.28%-531.7pp |
| Employer contribution / active EE | $2,989 | $5,289-43.5% | $4,936-39.5% | $4,663-35.9% |
| Participant deferral / active EE | $5,290 | $8,429-37.2% | $8,071-34.5% | $6,691-20.9% |
| Admin fee / account holder | $2,377 | $15,050-84.2% | $13,005-81.7% | $13,402-82.3% |