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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,195 | $160,070+98.2% | $147,117+115.6% | $145,897+117.4% |
| Participation rate | 92.9% | 84.0%+8.8pp | 82.2%+10.7pp | 80.3%+12.6pp |
| Annual return | 19.59% | 98.69%-79.1pp | 420.54%-400.9pp | 552.29%-532.7pp |
| Employer contribution / active EE | $2,989 | $5,285-43.4% | $4,932-39.4% | $4,663-35.9% |
| Participant deferral / active EE | $5,290 | $8,419-37.2% | $8,065-34.4% | $6,689-20.9% |
| Admin fee / account holder | $2,377 | $15,035-84.2% | $12,993-81.7% | $13,390-82.2% |