Retirement plan

SPOKANE NEIGHBORHOOD ACTION PARTNERS 403(B) PLAN

Name: SPOKANE NEIGHBORHOOD ACTION PARTNERS - SPOKANE NEIGHBORHOOD ACTION PARTNERS 403(B) PLAN (2018) Form 5500
Creator: SPOKANE NEIGHBORHOOD ACTION PARTNERS
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SPOKANE NEIGHBORHOOD ACTION PARTNERS 403(B) PLAN, SPOKANE NEIGHBORHOOD ACTION PARTNERS

SPOKANE NEIGHBORHOOD ACTION PARTNERSEIN 91-1311127Plan #003PY 2018

3102 W. FT. GEORGE WRIGHT DRIVE - SPOKANE, WA 99224509-456-7627

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$4.9M

-5.2% from 2017

Total participants

216

+3.8% from 2017

Average account balance

$26,646

-2.6% from 2017

Annual return

-4.27%

-18.09 pp from 2017

Benchmarks

See 1,738 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants100-249

Cohort1,738 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$9.37M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$40K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

236

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

83.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$740K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.14%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2L2G2T2A

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: CLIFTON LARSON ALLEN
Auditor EIN: 410746749
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$26,646

$44,873-40.6%

$79,467-66.5%

$56,289-52.7%

Participation rate

77.7%

68.7%+9.0pp

73.3%+4.4pp

69.9%+7.9pp

Annual return

-4.27%

0.81%-5.1pp

718.30%-722.6pp

-9.96%+5.7pp

Employer contribution / active EE

$2,003

$2,140-6.4%

$2,800-28.5%

$2,111-5.1%

Participant deferral / active EE

$923

$2,746-66.4%

$3,704-75.1%

$3,350-72.4%

Admin fee / account holder

$418-100.0%

$5,104-100.0%

$521-100.0%

SPOKANE NEIGHBORHOOD ACTION PARTNERS 403(B) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

SPOKANE NEIGHBORHOOD ACTION PARTNERS 403(B) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Audit opinion

Benchmarks

Service providers

Opportunity flags

Audit opinion