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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,789 | $165,399-30.6% | $149,745-23.3% | $158,982-27.8% |
| Participation rate | 76.9% | 84.6%-7.7pp | 82.5%-5.6pp | 82.0%-5.0pp |
| Annual return | 14.69% | 348.34%-333.6pp | 276.72%-262.0pp | 302.99%-288.3pp |
| Employer contribution / active EE | $2,438 | $5,105-52.2% | $4,646-47.5% | $4,763-48.8% |
| Participant deferral / active EE | $6,434 | $7,183-10.4% | $6,843-6.0% | $5,983+7.5% |
| Admin fee / account holder | $1,027 | $10,811-90.5% | $9,312-89.0% | $11,252-90.9% |