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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $498,217 | $150,346+231.4% | $120,524+313.4% | $145,877+241.5% |
| Participation rate | 92.3% | 78.8%+13.5pp | 71.9%+20.4pp | 80.3%+12.0pp |
| Annual return | 13.67% | 154.40%-140.7pp | 107.36%-93.7pp | 551.28%-537.6pp |
| Employer contribution / active EE | $2,788 | $4,353-36.0% | $3,469-19.6% | $4,663-40.2% |
| Participant deferral / active EE | $5,381 | $6,172-12.8% | $4,994+7.7% | $6,691-19.6% |
| Admin fee / account holder | $6,760 | $12,215-44.7% | $9,440-28.4% | $13,402-49.6% |