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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,115 | $112,729+110.3% | $98,716+140.2% | $137,256+72.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 15.04% | 38.48%-23.4pp | 31.81%-16.8pp | 220.34%-205.3pp |
| Employer contribution / active EE | $12,612 | $2,725+362.8% | $2,279+453.5% | $4,156+203.5% |
| Participant deferral / active EE | $8,273 | $4,640+78.3% | $4,048+104.4% | $6,407+29.1% |
| Admin fee / account holder | $6,163 | $10,129-39.1% | $8,703-29.2% | $12,270-49.8% |