See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 13-5674085 | Recordkeeping | $16,401 |
ADP BROKER-DEALER4 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $9,544 |
ADP BROKER-DEALER6 years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,209 | $82,978-68.4% | $129,995-79.8% | $71,457-63.3% |
| Participation rate | 59.8% | 74.1%-14.3pp | 78.5%-18.7pp | 67.9%-8.1pp |
| Annual return | 15.22% | 20.60%-5.4pp | -137.18%+152.4pp | 28.85%-13.6pp |
| Employer contribution / active EE | $904 | $2,622-65.5% | $4,320-79.1% | $2,588-65.1% |
| Participant deferral / active EE | $1,391 | $4,432-68.6% | $5,820-76.1% | $4,289-67.6% |
| Admin fee / account holder | $60 | $1,729-96.5% | $10,614-99.4% | $1,587-96.2% |