Retirement plan

D & S ELECTRICAL CONTRACTORS, INC. MONEY PURCHASE TRUST FOR PREVAILING WAGE CONTRACTS

Name: D & S ELECTRICAL CONTRACTORS, INC - D & S ELECTRICAL CONTRACTORS, INC. MONEY PURCHASE TRUST FOR PREVAILING WAGE CONTRACTS (2018) Form 5500
Creator: D & S ELECTRICAL CONTRACTORS, INC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, D & S ELECTRICAL CONTRACTORS, INC. MONEY PURCHASE TRUST FOR PREVAILING WAGE CONTRACTS, D & S ELECTRICAL CONTRACTORS, INC

D & S ELECTRICAL CONTRACTORS, INCEIN 91-1275290Plan #002PY 2018

PO BOX 549 - CLARKSTON, WA 994030549509-758-6642dselectrical.comLinkedIn51-200 employeesconstruction

Other plans on this EIN

1 filing

#001Retirement-$6.2M assets

Prospect flagsRecently cancelled planLow returnsWind-down / frozen

How to read this page

Total assets (EOY)

-100.0% from 2017

Total participants

-100.0% from 2017

Average account balance

-100.0% from 2017

Annual return

-99.72%

-112.20 pp from 2017

Benchmarks

See 38,945 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants<25

Cohort38,945 peers

Snapshot2018

See peer percentile detail. $4.99 for your first month.

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Analytics

Total assets (EOY)

Plan-year ending balance

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

Not enough data

0 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$150K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-99.72%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

See the 4-year trajectory. $4.99 for your first month.

Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.

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Service providers

Top 6 by compensation

Provider	Service type	Compensation
MASSACHUSETTS MUTUAL LIFE INS. CO.4+ years Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE Service code 64 · EIN 04-1590850	Recordkeeping Fees	$19,461
BKD, LLP3 years Service code 50 · EIN 44-0160260	Direct Payment	$10,400
ASCENSUS LLC4+ years Filed as: ASCENSUS CONSULTING Service code 13 · EIN 11-3665754	Contract Administrator	$7,508
ASCENSUS LLC2 years Filed as: ASCENSUS CONSULTING - FORT WAYNE Service code 13	Contract Administrator	$1,918
AMERICAN FUNDS2 years Service code 52 · EIN 94-6050854	Indirect Investment Fees	$0
UBS FINANCIAL SERVICES INC2 years Filed as: UBS FINANCIAL SERVICES INS AGENCY I Service code 53 · EIN 51-0120742	Insurance Commissions	$0

Plan features & details

Pension benefit codes2F2G2T3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
InformationalWind-down / frozen
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
InformationalRecently cancelled plan
Plan reported a final filing / termination within the last year.

Expense breakdown

Schedule H Part II

Admin total

$2K

Other / not subdivided$2K100.0%

% of EOY assets

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.

Auditor firm: BKD, LLP
Auditor EIN: 440160260
Audit fees: (not subdivided)
Opinion code: Disclaimer

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$97,757-100.0%

$83,848-100.0%

$135,375-100.0%

Participation rate

0.0%

80.0%-80.0pp

76.1%-76.1pp

82.6%-82.6pp

Annual return

-99.72%

1287.37%-1387.1pp

850.88%-950.6pp

519.73%-619.5pp

Employer contribution / active EE

$4,222-100.0%

$3,631-100.0%

$4,779-100.0%

Participant deferral / active EE

$4,682-100.0%

$4,082-100.0%

$5,609-100.0%

Admin fee / account holder

$6,674-100.0%

$5,478-100.0%

$10,827-100.0%

Provider

Service type

Compensation

MASSACHUSETTS MUTUAL LIFE INS. CO.4+ years

Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE

Service code 64 · EIN 04-1590850

Recordkeeping Fees

$19,461

BKD, LLP3 years

Service code 50 · EIN 44-0160260

Direct Payment

$10,400

ASCENSUS LLC4+ years

Filed as: ASCENSUS CONSULTING

Service code 13 · EIN 11-3665754

Contract Administrator

$7,508

ASCENSUS LLC2 years

Filed as: ASCENSUS CONSULTING - FORT WAYNE

Service code 13

Contract Administrator

$1,918

AMERICAN FUNDS2 years

Service code 52 · EIN 94-6050854

Indirect Investment Fees

UBS FINANCIAL SERVICES INC2 years

Filed as: UBS FINANCIAL SERVICES INS AGENCY I

Service code 53 · EIN 51-0120742

Insurance Commissions

D & S ELECTRICAL CONTRACTORS, INC. MONEY PURCHASE TRUST FOR PREVAILING WAGE CONTRACTS

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

D & S ELECTRICAL CONTRACTORS, INC. MONEY PURCHASE TRUST FOR PREVAILING WAGE CONTRACTS

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion