Retirement plan

D & S ELECTRICAL CONTRACTORS, INC. PROFIT SHARING PLAN

Name: D & S ELECTRICAL CONTRACTORS, INC. - D & S ELECTRICAL CONTRACTORS, INC. PROFIT SHARING PLAN (2019) Form 5500
Creator: D & S ELECTRICAL CONTRACTORS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, D & S ELECTRICAL CONTRACTORS, INC. PROFIT SHARING PLAN, D & S ELECTRICAL CONTRACTORS, INC.

D & S ELECTRICAL CONTRACTORS, INC.EIN 91-1275290Plan #001PY 2019

PO BOX 549 - CLARKSTON, WA 994030549509-758-6642dselectrical.comLinkedIn51-200 employeesconstruction

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$8.6M

+39.5% from 2018

Total participants

195

+35.4% from 2018

Average account balance

$46,029

+2.9% from 2018

Annual return

23.31%

-175.91 pp from 2018

Benchmarks

See 2,830 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants100-249

Cohort2,830 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$15.63M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$48K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

323

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

97.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.89M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.37%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$200

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
EDWARD JONES1 year Service code 27 12555 MANCHESTER RD · ST LOUIS, MO 63131	Advisory (Plan)	$24,131
FIDELITY INVESTMENTS INSTITUTIONAL1 year Filed as: NA NA Service code 13 211 N BROADWAY · SAINT LOUIS, MO 631202733	Contract Administrator	$8,840
ASCENSUS LLC1 year Filed as: ASCENSUS CONSULTING Service code 13 1102 CHESTNUT HILLS PKWY · FORT WAYNE, IN 468148728	Contract Administrator	$7,576
AMERICAN FUNDS1 year Filed as: CAPITAL GROUP RETIREMENT PLAN SERVI Service code 64 6455 IRVINE CENTER DRIVE · IRVINE, CA 92618	Recordkeeping Fees	$400
MARTIN, MARTIN, RANDALL & ASSOCIATE1 year Filed as: MARTIN INSURANCE INC Service code 99 1122 IDAHO ST · LEWISTON, ID 83501	Other Fees	$150

Plan features & details

Pension benefit codes2A2E2G2T

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$17K

$132 / participant

Other / not subdivided$17K100.0%

% of EOY assets

0.195%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: BKD, LLP
Auditor EIN: 440160260
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$46,029

$63,114-27.1%

$92,909-50.5%

$65,185-29.4%

Participation rate

93.7%

68.8%+24.9pp

76.0%+17.7pp

70.2%+23.5pp

Annual return

23.31%

28.75%-5.4pp

109.44%-86.1pp

29.38%-6.1pp

Employer contribution / active EE

$10,957

$2,571+326.3%

$3,653+199.9%

$2,177+403.4%

Participant deferral / active EE

$3,108-100.0%

$4,238-100.0%

$3,514-100.0%

Admin fee / account holder

$90

$624-85.6%

$5,795-98.4%

$847-89.4%

Provider

Service type

Compensation

EDWARD JONES1 year

Service code 27

12555 MANCHESTER RD · ST LOUIS, MO 63131

Advisory (Plan)

$24,131

FIDELITY INVESTMENTS INSTITUTIONAL1 year

Filed as: NA NA

Service code 13

211 N BROADWAY · SAINT LOUIS, MO 631202733

Contract Administrator

$8,840

ASCENSUS LLC1 year

Filed as: ASCENSUS CONSULTING

Service code 13

1102 CHESTNUT HILLS PKWY · FORT WAYNE, IN 468148728

Contract Administrator

$7,576

AMERICAN FUNDS1 year

Filed as: CAPITAL GROUP RETIREMENT PLAN SERVI

Service code 64

6455 IRVINE CENTER DRIVE · IRVINE, CA 92618

Recordkeeping Fees

$400

MARTIN, MARTIN, RANDALL & ASSOCIATE1 year

Filed as: MARTIN INSURANCE INC

Service code 99

1122 IDAHO ST · LEWISTON, ID 83501

Other Fees

$150

D & S ELECTRICAL CONTRACTORS, INC. PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

D & S ELECTRICAL CONTRACTORS, INC. PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion