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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,349 | $67,606+23.3% | $82,313+1.3% | $70,124+18.9% |
| Participation rate | 47.2% | 72.8%-25.5pp | 76.9%-29.7pp | 69.5%-22.3pp |
| Annual return | 14.89% | 21.57%-6.7pp | 25.88%-11.0pp | 73.14%-58.3pp |
| Employer contribution / active EE | $0 | $1,755-100.0% | $2,428-100.0% | $2,342-100.0% |
| Participant deferral / active EE | $3,511 | $2,987+17.5% | $3,706-5.3% | $3,332+5.4% |
| Admin fee / account holder | $9,280 | $4,512+105.7% | $5,608+65.5% | $4,645+99.8% |