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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,117 | $53,546+45.9% | $69,884+11.8% | $68,486+14.1% |
| Participation rate | 68.0% | 64.5%+3.5pp | 70.5%-2.5pp | 67.9%+0.1pp |
| Annual return | -18.06% | -13.87%-4.2pp | 190.81%-208.9pp | -7.85%-10.2pp |
| Employer contribution / active EE | $1,853 | $2,019-8.2% | $2,560-27.6% | $2,597-28.6% |
| Participant deferral / active EE | $6,052 | $2,957+104.7% | $3,848+57.3% | $4,028+50.3% |
| Admin fee / account holder | $3,661 | $4,693-22.0% | $6,266-41.6% | $5,404-32.2% |