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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,278 | $135,645+0.5% | $110,243+23.6% | $135,380+0.7% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -5.75% | 513.24%-519.0pp | 314.76%-320.5pp | 519.81%-525.6pp |
| Employer contribution / active EE | $2,805 | $4,907-42.8% | $3,827-26.7% | $4,779-41.3% |
| Participant deferral / active EE | $7,803 | $5,507+41.7% | $4,672+67.0% | $5,609+39.1% |
| Admin fee / account holder | $9,717 | $11,458-15.2% | $8,548+13.7% | $10,828-10.3% |