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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS1+ years Filed as: CAPITAL RESEARCH AND MANAGEMENT Service code 15 · EIN 95-6817943 | Recordkeeping | $3,965 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,969 | $46,360-33.2% | $147,617-79.0% | $52,331-40.8% |
| Participation rate | 39.5% | 64.9%-25.5pp | 84.6%-45.2pp | 68.1%-28.6pp |
| Annual return | 2.75% | 1.62%+1.1pp | 61.98%-59.2pp | 4.54%-1.8pp |
| Employer contribution / active EE | $347 | $2,126-83.7% | $5,564-93.8% | $1,882-81.5% |
| Participant deferral / active EE | $489 | $2,258-78.3% | $4,895-90.0% | $3,022-83.8% |
| Admin fee / account holder | $65 | $766-91.5% | $11,612-99.4% | $592-89.0% |