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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,943 | $97,729+23.8% | $83,830+44.3% | $135,379-10.7% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -8.95% | 1287.52%-1296.5pp | 850.97%-859.9pp | 519.79%-528.7pp |
| Employer contribution / active EE | $15,984 | $4,222+278.6% | $3,631+340.2% | $4,779+234.5% |
| Participant deferral / active EE | $2,730 | $4,683-41.7% | $4,082-33.1% | $5,609-51.3% |
| Admin fee / account holder | $2,293 | $6,674-65.6% | $5,479-58.2% | $10,828-78.8% |