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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,626 | $54,355-52.9% | $82,744-69.0% | $68,486-62.6% |
| Participation rate | 24.2% | 63.9%-39.7pp | 72.6%-48.3pp | 67.9%-43.7pp |
| Annual return | -16.67% | -13.67%-3.0pp | 702.22%-718.9pp | -7.85%-8.8pp |
| Employer contribution / active EE | $779 | $2,219-64.9% | $3,008-74.1% | $2,597-70.0% |
| Participant deferral / active EE | $957 | $3,246-70.5% | $4,395-78.2% | $4,028-76.2% |
| Admin fee / account holder | $1,060 | $4,397-75.9% | $5,325-80.1% | $5,404-80.4% |