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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,202 | $72,404-9.9% | $110,243-40.9% | $64,173+1.6% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | -9.06% | -6.29%-2.8pp | 314.76%-323.8pp | 7.63%-16.7pp |
| Employer contribution / active EE | $5,967 | $2,282+161.5% | $3,827+55.9% | $2,381+150.6% |
| Participant deferral / active EE | $2,403 | $3,469-30.7% | $4,672-48.6% | $3,470-30.7% |
| Admin fee / account holder | $2,903 | $5,664-48.8% | $8,548-66.0% | $4,887-40.6% |