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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,947 | $57,305+278.6% | $86,640+150.4% | $75,173+188.6% |
| Participation rate | 85.7% | 63.2%+22.5pp | 71.7%+14.0pp | 67.2%+18.5pp |
| Annual return | 13.37% | 2674.24%-2660.9pp | 592.52%-579.1pp | 160.72%-147.4pp |
| Employer contribution / active EE | $5,949 | $2,316+156.9% | $3,024+96.7% | $2,671+122.7% |
| Participant deferral / active EE | $8,014 | $3,320+141.4% | $4,438+80.6% | $4,126+94.2% |
| Admin fee / account holder | $5,027 | $4,116+22.1% | $5,616-10.5% | $5,651-11.0% |