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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,174 | $61,125+338.7% | $94,057+185.1% | $87,485+206.5% |
| Participation rate | 84.2% | 64.1%+20.1pp | 73.3%+10.9pp | 68.9%+15.3pp |
| Annual return | 11.28% | 35.20%-23.9pp | 480.62%-469.3pp | 26.06%-14.8pp |
| Employer contribution / active EE | $4,491 | $2,136+110.2% | $2,933+53.1% | $2,596+73.0% |
| Participant deferral / active EE | $7,744 | $3,260+137.5% | $4,709+64.4% | $4,274+81.2% |
| Admin fee / account holder | $7,728 | $5,629+37.3% | $7,244+6.7% | $7,775-0.6% |