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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,453 | $58,311+320.9% | $81,882+199.8% | $80,959+203.2% |
| Participation rate | 79.7% | 63.5%+16.2pp | 72.4%+7.3pp | 67.7%+12.0pp |
| Annual return | 10.20% | 41.85%-31.6pp | 779.47%-769.3pp | 35.67%-25.5pp |
| Employer contribution / active EE | $4,244 | $2,347+80.9% | $2,916+45.5% | $2,757+53.9% |
| Participant deferral / active EE | $6,972 | $3,287+112.1% | $4,323+61.3% | $4,300+62.1% |
| Admin fee / account holder | $25,459 | $4,752+435.7% | $7,360+245.9% | $6,925+267.6% |