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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,174 | $51,638+419.3% | $68,368+292.3% | $82,448+225.3% |
| Participation rate | 84.2% | 63.6%+20.6pp | 73.8%+10.5pp | 68.1%+16.1pp |
| Annual return | 11.28% | 37.53%-26.2pp | 292.57%-281.3pp | 41.64%-30.4pp |
| Employer contribution / active EE | $4,491 | $2,047+119.4% | $2,649+69.5% | $2,551+76.0% |
| Participant deferral / active EE | $7,744 | $2,914+165.8% | $4,123+87.8% | $4,139+87.1% |
| Admin fee / account holder | $7,728 | $4,643+66.4% | $5,150+50.1% | $7,234+6.8% |