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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,320 | $59,819-71.0% | $79,583-78.2% | $68,490-74.7% |
| Participation rate | 100.0% | 61.1%+38.9pp | 69.5%+30.5pp | 67.9%+32.1pp |
| Annual return | -20.13% | -12.30%-7.8pp | 0.16%-20.3pp | -7.85%-12.3pp |
| Employer contribution / active EE | $1,813 | $1,505+20.4% | $2,414-24.9% | $2,597-30.2% |
| Participant deferral / active EE | $3,001 | $3,025-0.8% | $3,986-24.7% | $4,028-25.5% |
| Admin fee / account holder | $1,423 | $4,835-70.6% | $6,835-79.2% | $5,403-73.7% |