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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,003 | $86,922-27.5% | $102,438-38.5% | $80,874-22.1% |
| Participation rate | 88.5% | 72.4%+16.1pp | 76.5%+12.0pp | 67.6%+20.8pp |
| Annual return | 13.74% | 18.90%-5.2pp | 29.37%-15.6pp | 35.62%-21.9pp |
| Employer contribution / active EE | $2,517 | $2,369+6.2% | $3,024-16.8% | $2,756-8.7% |
| Participant deferral / active EE | $4,740 | $4,119+15.1% | $5,054-6.2% | $4,297+10.3% |
| Admin fee / account holder | $7,383 | $8,050-8.3% | $9,448-21.9% | $6,935+6.5% |