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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $497,205 | $93,617+431.1% | $135,982+265.6% | $75,177+561.4% |
| Participation rate | 92.3% | 75.2%+17.1pp | 81.9%+10.4pp | 67.2%+25.1pp |
| Annual return | 13.28% | 30.89%-17.6pp | 68.32%-55.0pp | 160.75%-147.5pp |
| Employer contribution / active EE | $10,482 | $3,538+196.2% | $4,859+115.7% | $2,671+292.4% |
| Participant deferral / active EE | $11,418 | $6,406+78.2% | $7,760+47.1% | $4,126+176.7% |
| Admin fee / account holder | $68,027 | $6,980+874.7% | $10,767+531.8% | $5,651+1103.7% |