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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $339,386 | $174,379+94.6% | $152,093+123.1% | $138,895+144.3% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 12.20% | 74.86%-62.7pp | 66.36%-54.2pp | 145.39%-133.2pp |
| Employer contribution / active EE | $3,100 | $4,652-33.4% | $4,175-25.7% | $4,194-26.1% |
| Participant deferral / active EE | $7,960 | $6,159+29.2% | $5,451+46.0% | $6,396+24.4% |
| Admin fee / account holder | $33,812 | $16,880+100.3% | $14,497+133.2% | $12,562+169.2% |